Privacy Policy

Effective date: 1 September 2026

1. Introduction

This Privacy Policy explains how MoneyGuru Financial Services, operated by Ravinder Kumar Pahwa in Samrala, Punjab, handles information provided by visitors to this website. By using this website, you agree to the practices described below.

2. Information We Collect

We may collect information that you voluntarily provide when you contact us or submit the enquiry form, including:

• Your name
• Mobile number
• Email address (if provided)
• The requirement or service you are interested in
• Any message or details you choose to share

3. How We Use Your Information

Information you provide is used only to:

• Respond to your enquiry or appointment request
• Understand your requirements and share suitable information
• Provide guidance, service assistance and follow-up communication

4. Enquiries and Communication

When you contact us by phone, WhatsApp, email or the website form, we may use those details to reply to you and to discuss the services you have asked about. We contact you only for purposes related to your enquiry.

5. Cookies

This website may use basic cookies or similar technologies to help the site function and to understand general usage. You can control or disable cookies through your browser settings. Disabling cookies may affect some features of the site.

6. Data Sharing

We do not sell your personal information. Information may be shared only where necessary to process a service you have requested, or where required by applicable law.

7. Data Security

We take reasonable measures to protect the information you share. However, no method of transmission over the internet can be guaranteed to be completely secure, and you share information at your own discretion.

8. Data Retention

We retain enquiry information only for as long as needed to respond to your request and to provide related services, or as required by law.

9. Third-Party Services

This website may link to third-party websites or use third-party tools. We are not responsible for the privacy practices or content of those external services and encourage you to review their policies.

10. Updates to This Policy

We may update this Privacy Policy from time to time. Any changes will be reflected on this page with a revised effective date.

11. Contact Us

For any questions about this Privacy Policy or your information, please contact:

• Ravinder Kumar Pahwa — MoneyGuru Financial Services
• Phone: 9814298399
• Email: moneyguru.docs@gmail.com
• Address: Samrala, Punjab